Germany's KBB Proposes Cutting Non-Essential Health Benefits to Save €1 Billion
The National Association of Statutory Health Insurance Physicians (KBB) has proposed cutting non-essential healthcare benefits to reduce costs. These voluntary services, such as professional teeth cleaning and homeopathy, differ widely between insurers and could save around one billion euros per year if removed.
KBB Chairman Dr. Andreas Gassen has called for the abolition of discretionary benefits offered by health insurers. He suggested that if cuts are needed, 'nice-to-have' services should be the first to go.
The idea of trimming such benefits isn't new. Former Health Minister Karl Lauterbach previously pushed to exclude homeopathy from coverage, estimating it would save roughly €50 million annually. However, no specific figures exist on how many insurers currently provide these extra services or how their offerings vary.
While some funds cover professional dental cleanings or alternative therapies, the KBB argues that removing these could free up significant funds. The association's proposal aligns with broader efforts to streamline healthcare spending without cutting essential medical care.
The potential savings from scrapping discretionary benefits could reach around one billion euros each year. If implemented, the changes would standardise coverage across insurers while redirecting funds to core medical services. The KBB's plan now awaits further discussion among policymakers and healthcare providers.
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