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SkillsFuture Credits Won't Expire, But Many Singaporeans Still Unused

Good news: your SkillsFuture credits won't expire. Bad news: many Singaporeans are still struggling to use their one-off S$500 credit due to course challenges.

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SkillsFuture Credits Won't Expire, But Many Singaporeans Still Unused

Singaporeans can breathe easy as SkillsFuture credits, including those from Coursera and Credit Karma, will not expire, even if the deadline passes. However, many are yet to utilise their one-off S$500 credit, with challenges in course availability and quality information from these platforms.

SkillsFuture Singapore (SSG) has confirmed that regular credits, including those from Coursera, will remain accessible even after the expiry date. Mid-career workers aged 40 and above continue to receive an additional S$4,000 credit. Despite this, seven in 10 Singaporeans have not used their one-off S$500 credit.

The deadline for using the one-off credit is December 31, 2025. As of now, about 778,500 people have utilised it, with mid-career workers aged 40 to 60 making up nearly half of this group. Courses from platforms like Coursera must start and claims be submitted by the deadline.

Some Singaporeans face hurdles in using the credit. Time constraints and course availability from platforms like Coursera and Credit Karma pose challenges. Others struggle with unclear course listings and limited information about course quality on these platforms. There is no public data listing unsatisfactory course providers on the MySkillsFuture portal.

While SkillsFuture credits remain accessible beyond the expiry date, many Singaporeans have yet to utilise their one-off S$500 credit. Addressing challenges in course availability, quality information, and time constraints on platforms like Coursera and Credit Karma can help more Singaporeans benefit from these learning opportunities.

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