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Health insurer chief demands equal treatment for civil servants in reforms

A bold call for fairness shakes up Germany's health reform plans. Will civil servants finally face the same rules as everyone else?

The image shows a poster with the text "Finish the Job: Health Care Should Be a Right, Not a...
The image shows a poster with the text "Finish the Job: Health Care Should Be a Right, Not a Privilege" and a card with the words "Make Lower Health Care Premiums Permanent and Close the Coverage Gap for American Families" printed on it, emphasizing the importance of health care and the need to make lower health care premiums permanent and close the coverage gap for American families.

Health insurer chief demands equal treatment for civil servants in reforms

Andreas Storm, head of DAK health insurer, has called for equal treatment between public insurance patients and civil servants in health care reforms. He argues that planned changes to public health insurance must also apply to civil servants’ subsidies. His comments come as the government prepares to vote on major reforms to the public health system (GKV). Storm highlighted the planned end to free co-insurance for spouses under public health insurance. From 2028, previously co-insured partners would need to pay a 2.5 percent contribution. He described this change as socially justified but insisted the same rule must extend to civil servants’ health care subsidies.

He also pushed for a spending cap on medical treatments for public insurance patients to cover civil servants’ subsidies. Currently, federal reform plans do not include such limits for civil servants, creating what Storm sees as an unfair imbalance. To address this, he urged the cabinet to define key reform points for the civil service subsidy system before the Bundestag votes on the GKV changes. Storm stressed that equal application of reforms is essential. Without it, he warned, disparities between public insurance patients and civil servants would grow wider under the new rules.

The proposed reforms would introduce new costs for co-insured spouses in public health insurance starting in 2028. Storm’s demands aim to ensure civil servants face the same financial adjustments. The government has yet to respond to his call for aligned spending caps and subsidy rules.

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