Cash vs. digital payments: Weilheim's growing debate

Weilheim's cash debate pits tradition against digital payment trends

A debate over cash and digital payments is growing in Weilheim. Some businesses are adopting new payment technology, while a local campaign is pushing back to keep cash in use. The discussion has also drawn in political and consumer groups. The 'Weilheim Pays Cash' campaign argues that cash is disappearing and is being deliberately removed. Gaby Kerscher and Klaus Hick, its founders, say the shift threatens everyday transactions. Meanwhile, many retailers and cafes in the town still accept both cash and card.

Some shops and hospitality venues prefer digital payments and are upgrading their systems. Despite this, Sparkasse Oberland reports little change in ATM numbers or cash withdrawals since 2020. Only three ATMs have closed, and withdrawal amounts have remained steady.

Stefan Stets, a payment expert at Sparkasse Oberland, stresses that customers choose their payment method. He insists card transactions are secure, with strict data protection preventing banks or providers from tracking spending. As a public bank, Sparkasse Oberland must follow German law and constitutional rights, making any debate about removing cash irrelevant when democratic principles are at stake.

Consumer and welfare groups are now calling for a legal right to pay in cash. The far-right AfD party has also used the issue in campaigns, claiming the move away from cash is a state conspiracy. The campaign to preserve cash in Weilheim continues to gain support. Businesses still offer both payment options, and Sparkasse Oberland maintains its ATM network. Legal and political discussions over the future of cash are likely to persist.